You want control and transparency over your Superannuation investments.
Having the right mix of investments in your Superannuation Fund can make a significant difference to the amount of money you will have in retirement.
The current low interest rate environment is certainly not ideal in terms of return for a lot of investors, especially when you take into account inflation; you will be lucky if your wealth is growing at all.
There is no right or wrong answer for how much money you should invest in property, shares or cash. It all depends on how long you have until you retire and what sort of lifestyle you would like once you get there.
Learn about the many Super strategies that may be right for you.
Everyone wants to raise their standard of living. This is why we invest in shares and property, budget according to our lifestyle and set financial goals for ourselves.
One very important component that is often overlooked is Superannuation.
Ask yourself these questions: Is your Personal Superannuation positioned to meet your retirement needs in the future? What exactly is your Personal Superannuation invested in?
A Self Managed Superannuation Fund (SMSF) like other Super Funds is a structure to invest your Superannuation money for retirement.
There are many benefits of having a SMSF but most importantly it will give you control and transparency over what you invest in.
With SMSF now being the largest sector of Superannuation you may be wondering if one is right for you, or, you may want help to better manage your existing SMSF.